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Certificates of Deposit


We offer a wide selection of FDIC insured, solid, safe and secure Certificates of Deposit answering your every investment need. Each CD compounds its interest daily at a very competitive fixed rate and provides for an excellent APY (Annual Percentage Yield) throughout its maturity. You can choose from three convenient interest payment plans. The interest can either be left in your CD and added to the balance for further compounding; received in a check monthly, quarterly, semi-annually or annually; or directly deposited into another LCNB account.

We offer terms from seven days to 120 months, with a minimum balance of $500 required to open a Certificate of Deposit. Each is automatically renewable and has a substantial penalty for early withdrawal. Once your account is opened, no additional deposits are permitted.

Enjoy the excitement of watching your investment grow, with options you can live with and the guaranteed security that you need. Each depositor is insured to at least $100,000 by the FDIC. (See Notes 1 and 4)


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