|
|
|
|
Free Checking
|
FREE CHECKING
No-cost checking |
| Earns Interest |
No |
| Minimum Balance
|
No |
Monthly Service
Fee
if Balance Falls
Below Minimum |
$0 |
| Items Per Month(c) |
Unlimited |
| Cost Per Item if
in Excess |
N/A |
| Monthly Statement |
Yes |
Imaged Checks
Returned
w/Monthly Statement |
No |
| LCNB On-Line
Access |
Yes - FREE |
| LCNB On-Line
Bill Pay |
FREE - Unlimited |
Free
24-Hour Access
through Bankline |
Yes |
| Non LCNB ATM
Charges |
$1.00 per
debit transaction (d) |
|
VISA Check Card |
No annual fee / unlimited FREE VISA Check Card LCNB ATM transactions |
| Additional Benefits |
- FDIC insured
- Free notary service
- Free direct deposit
- Next-day availability of funds (e)
- Easy-to-read monthly statement
|
| Side-by-Side Comparison |
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Some of these may apply, as noted in the above chart.
(a) See note 3 in Notes and Disclosures.
(b) Free access to your accounts. Bill pay optional with a minimum fee.
(c) An item is any check written by the customer and any check that is deposited to this account and drawn on another bank.
(d) See note 5 in Notes and Disclosures.
(e) Certain restrictions may apply. (See note 4 in Notes and Disclosures)
(f) Not applicable with promotional CDs.
(g) Safe deposit boxes subject to availability - $20 value and after the first year the payment must be deducted from an LCNB account.
(h) Combined balances include funds in checking, savings, CD's, and IRA's.
Minimum initial deposits for all LCNB checking accounts are $25.
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