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Personal Checking
Free Checking
Our no-cost checking account.
Personal Checking Plus
For those who want an interest-bearing checking account.
Classic 50
Our no-cost checking for those age 50 and older.
Classic 50 Plus
Interest bearing checking account for those age 50 and older.
Premier Checking
Premium checking account for those who maintain a high balance in combined relationships.
Health Savings Accounts
A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents.
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With most LCNB checking accounts, you receive:
- Free LCNB On-Line access to your account through www.LCNB.com. (Enroll at any LCNB location.)
- A free LCNB Visa Check card accepted at more than 350,000 locations worldwide.
- Free transactions at LCNB's ATM locations with your LCNB Visa Check card.
- Free 24-hour access to your account through "Bankline," our automated telephone banking service.
- Free direct deposit.
- Next-day availability of funds (See Note 4)
- An easy to read monthly Advantage statement that gives you a complete and accurate accounting of all your transactions.
- Free notary service.
- EZ statement
- Free unlimited bill pay.
Student Checking
Our free checking account is the ideal account for students. There is no service charge and you may request a No Annual Fee LCNB Visa Check Card which gives you unlimited ATM transactions at all LCNB ATM machines. Every month you will receive a statement listing all of your transactions. Free checking benefits apply (See Notes 2, 4, and 5).
ATM Electronic Banking Network
You'll enjoy the convenience of our state-of-the-art ATM banking network. Your LCNB Visa Check card provides you access to over 350,000 locations worldwide. Whether you need local, regional or worldwide access to your accounts, your 24-hour banking network is ready to serve you. All you need is a LCNB checking account and you can enjoy all the benefits of the best ATM network available with no transaction fees at LCNB's ATMs. You'll enjoy the accountability and service that you've come to expect from your hometown bank, around the corner and around the world. (See Notes 4 and 5).
Bankline, Your 24-Hour Banking Service
At the touch of your fingertips, you can have access to all of your account information; transfer funds; make loan payments; get current interest rates; hours, office and ATM locations 7 days a week, 24 hours a day.
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