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Personal Lending
Home Mortgage Loans
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Give yourself the home you want with the home loan that you need. Choose from any of our no risk, fixed rate home loans or our variable rate mortgage. We also offer a number of down payment options to choose from.
Home Equity Products
Homeline Home Equity Loan:
With your LCNB Homeline Home Equity line of credit, you could have up to 90% of your home's appraised value to buy what you need, when you need it with the ease of just writing a check. Additional benefits include: there are no annual fees or costs to open or close your account. Consult your tax advisor concerning deductibility of interest.
Second Mortgage Loans:
Remember the good old days when you could borrow money for a major purchase, use that item all year long and enjoy the benefits of the interest paid being "simply deductible" on your tax returns? Those days are still here at LCNB with our Second Mortgage Loans. Simply, the interest paid on a Second Mortgage Loan may qualify as a deductible item on your tax form. This affords you all the benefits of enjoying your purchase, the lowest possible payment plan and receiving the tax deduction for the upcoming year. When that expected or unexpected time comes in your life when you need to borrow money for something special, such as a dream vacation, a new car, a new home or a new addition to the present one, call us. We can show you how "simply deductible" the Second Mortgage Loan can be. Consult your tax advisor concerning deductibility of interest.
Installment/Consumer Loans
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We're small enough to care and big enough to provide you with a loan you need. Whether it's improving your home, buying a car or boat, or taking a dream vacation - if it's important to you then it's important to us. We offer competitive interest rates and a friendly concern for all your loan needs. Most importantly, your application doesn't get lost in a shuffle. Just let us know what you want and we'll give you an answer the same day. It's always our pleasure to say "yes."
Auto/Truck Loans
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Whether you are looking at a new car or truck at the dealership or buying that gem that has only been driven on Sundays, LCNB can provide the financing you need. We offer competitive rates and terms on all of your vehicle financing needs.
Tell your dealership to fax your application to LCNB or stop in and visit any of our friendly loan officers to help you complete your purchase. At LCNB we will help you get your new wheels on the road.
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