This page has been designed to answer the most commonly asked questions and to help aid you in making banking at LCNB more convenient. Please use the navigation on the right to narrow your question or concern you may have..

General Questions: (click below to view the answer to the question)
Where can I get your rate information?     ▼
Both our deposit/CD/IRA rates and some of our lending rates can be found on our web site. Simply click on the tab at the top of the page that is labeled Interest Rates and chose the category at the left hand side of the Interest Rate page for the type of rate you are requesting.
How can I find out about employment opportunities with LCNB?    ▼
LCNB is always looking for qualified individuals who are interested in making a career in banking, finances and insurance. For more information, there is a Career Opportunities tab that includes the email address of our Personnel Office
What are your hours?    ▼
Monday through Thursday 9 a.m. - 5 p.m., Friday 9 a.m. - 6 p.m., Saturday 9 a.m. - 1 p.m. (Otterbein Office is closed daily from 12 - 1 p.m. and Saturdays; Okeana Office is closed daily 12 - 1 p.m. and Wednesdays). All drive-thru lanes are open at 8:30 a.m. each banking day. We also have 24 hour availability at all of our ATMs.
Do you have notary service?    ▼
Yes, each branch has notaries available for public use. Please call to make sure the notary is available at the branch you wish to visit.
Where are your branches located?    ▼
LCNB has branches in six (6)southwestern Ohio counties. To view locations, please click on the top tab of our home page that is labeled Branch Locations. This will provide you with a area wide map including the counties we are located and individual location choices for more detailed information.
What if I am a victim of fraud or would like more information of fraud and scams?    ▼
LCNB is very interested in educating our customers regarding fraud, scams, identity theft and ways to protect themselves and contacts to make in case they become a victim. To learn more about this information, please click on the Fraud Protection button on our main home page of or click here to download the fraud brochure.