Built for Centerville

Built for Centerville

Better business starts with a better banker.

We know you’ve got big plans for your business, and we want to help. Our business bankers have the tools to simplify the way you bank, helping you secure the funding you need to help your business grow.

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Meet your LCNB banker.

Our bankers utilize their product knowledge and local insights to build a financial plan that aligns with your goals. It is their drive and passion that help uncover farsighted solutions and strengthen our economy.

Margie Jones

Branch Manager, Centerville

Questions? Reach out to us anytime to get in touch with a banker.
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Our competitive deposit accounts can earn rewards and interest just for using them.
Open an account +
We’d love to meet you. Stop by your local branch today.
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Grow Your Business With LCNB.
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Equipment Financing

Get the new or used equipment you need. Finance company vehicles, machinery, and other critical business assets with competitive fixed and variable rates.

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Personally Guaranteed Loan

Secure the funding you need to take your business further. Signing a personal guarantee loan can help you get approved faster.

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Lines of Credit

Finance your business’s needs with a revolving line of credit. With renewable terms up to 36 months for small businesses, enjoy variable rates and fast, local decision making.

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Commercial Real Estate

Upgrade your new or existing property with our competitive real estate lending. Perfect for owner-occupied and investment real estate, our financing and refinancing options offer flexible repayment with terms of up to 25 years.

Explore CRE Financing +
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All loans subject to credit approval.
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We’d love to meet you.

Visit your nearest branch today to find a banker and learn more about how we can take your business further together.

Find a location + Contact Us +
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Learn more about how you can help your business thrive.
Explore our financial learning center +
Get more with Business Debit & Credit Cards

Our debit and credit cards offer perks that will keep you swiping. No matter which card you choose, your business will benefit from important features, like free online expense reporting tools, mobile payment capability, valuable rebates and rewards, and more.

Business Debit Cards + Business Credit Cards +


Subject to credit approval. The creditor and issuer of the credit card product is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated.
Treasury Management
We’ve got the tools to simplify your business banking.
Cash Management

Maximize the efficiencies of effective cash management with this online tool. It can assist with ongoing tasks, like account reconciliation, electronic payments, or deposit processing through ACH, and more.

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Remote Deposit Capture

Get your deposits to the bank even faster. With LCNB’s Remote Deposit Capture, all you have to do is prepare your deposit, scan your checks, and transmit.

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Merchant Services

Give your customers access to fast, easy-to-use processing systems that benefit your business and give your customers the payment options they want.

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Lockbox

Quickly convert receivables into cash. Streamline the collection of remittances and receive accurate, timely information about your accounts receivable.

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Online and mobile banking services are subject to data provider fees and additional terms, conditions, and fees.
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Let's take your business Further Together.

Drop us a line to tell us more about yourself and your needs, or contact one of our loan officers directly. They're looking forward to serving you.

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We Help Our Clients Go Further

You're already an expert at what you do. Help us understand what you need and our financial experts will work to determine the best way to make it happen.

Whether you need to finance a construction project, update your equipment, manage your cash flow, or simply gain access to life-giving capital, we make running your business less complicated, so you can keep breaking boundaries. 

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Woodhull, LLC +
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MadTree Brewing Co +
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PLK Communities +
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American Thermal +
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Broadway Barrel House +
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Budd Dairy Food Hall +
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Charter Properties +
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Jones Lumber +
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LCNB National Bank NMLS# 403521. All loans are subject to credit approval.


LCNB National Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.