Checking Account Comparison Chart

If you would like to open an account please visit any one of our 25 branches.
Convenient Checking Personal
Checking Plus
Premier Checking Classic 50 Classic
50 Plus

View PDF for additional regulations/disclosures

PDF PDF PDF PDF PDF
Account Type Best for - Perfect for those who want a basic checking account For those who want an interest bearing checking account Premium checking account for those who maintain a high balance Our no-cost checking for those age 50 and older Interest bearing checking account for those age 50
Gold Debit MasterCard® check check check check check
LCNB On-Line & Bill Pay check check check check check
LCNB Mobile Banking check check check check check
24/7 Bankline check check check check check
Bounce Protection check check check check check
Next-Day Availability of Funds check check check check check
FDIC Insured check check check check check
eStatement check check check check check
CD Bonus of .15% check check check check
Free small Safebox (1 yr) check check check check
Earns Interest check check check
Free LCNB Custom Checks
or Discounted Scenic Check Design
check check check
Free Travelers Checks (no service charge) check check check


Notes and Disclosures

Convenient Checking Personal
Checking Plus
Premier Checking Classic 50 Classic
50 Plus

View PDF for additional regulations/disclosures

PDF PDF PDF PDF PDF
Minimum to Open $50 $50 $50 $50 $50
Minimum Balance to waive s/c $0 $1,000 $10,000
combined
$0 $500
Monthly s/c if balance below minimum $0 $8 $15 $0 $8
Items per Month () unlimited 40 unlimited unlimited unlimited
Cost Per Item if in Excess n/a 0.12 n/a n/a n/a
Images with Statement Yes Yes Yes Yes Yes
eStatement Online Free Free Free Free Free
Paper Statement 1.75 1.75 1.75 1.75 1.75
Use of LCNB bank ATM's Free Free Free Free Free
Cost per transaction for use of
Non-LCNB ATM's
$2 $2 $2 $2 $2
Notary Service Free Free Free Free Free
Direct Deposit Free Free Free Free Free
CD Bonus of .15% No Yes Yes Yes Yes
Small Safebox rental discount No 1yr Free 1yr Free 1yr Free 1yr Free
Travelers Checks ( No Service Charge) No No Yes Yes Yes
Cashiers Checks $3 $3 Free $3 $3
Free LCNB Custom Checks
or Discounted Scenic Check Design
No No Yes Yes Yes


Notes and Disclosures