Savings Account Comparison Chart

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Statement Savings OTMA Savings Market Savings Money Market Certificate of Deposit

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Account Type Best for - A traditional Cash-Ready Account Ohio Transfer to Minors Account Variable Rate Savings Account Variable Interest Bearing Investment Account Time Deposit Account
Gold Debit MasterCard® check check check check  
LCNB On-Line & Bill Pay check check check check check
LCNB Mobile Banking check check check check check
24/7 Bankline check check check check check
Free Account Alerts check check check check check
FDIC Insured check check check check check
Next-Day Availbility of Funds check check check check check
Earns Interest check check check check check
Combined Statement check check check check check
Link to LCNB Checking Account check   check check  


Notes and Disclosures

Statement Savings OTMA Savings Market Savings Money Market Certificate of Deposit

View PDF for additional regulations/disclosures

PDF PDF PDF PDF PDF
Minimum to Open $50 $10 $50 $50 $1,000
Monthly Service Charge $3 if your average daily balance falls below $100 $0 $3 if your average daily balance falls below $100 $5 uf tiyr average daily balance falls below $1000 n/a
Monthly s/c if balance below minimum $0 $8 $15 $0 $8
Items per Month () unlimited 40 unlimited unlimited unlimited
Cost Per Item if in Excess n/a 0.12 n/a n/a n/a
Images with Statement Yes Yes Yes Yes Yes
eStatement Online Free Free Free Free Free
Paper Statement 1.75 1.75 1.75 1.75 1.75
Use of LCNB bank ATM's Free Free Free Free Free
Cost per transaction for use of
Non-LCNB ATM's
$2 $2 $2 $2 $2
Notary Service Free Free Free Free Free
Direct Deposit Free Free Free Free Free
CD Bonus of .15% No Yes Yes Yes Yes
Small Safebox rental discount No 1yr Free 1yr Free 1yr Free 1yr Free
Travelers Checks ( No Service Charge) No No Yes Yes Yes
Cashiers Checks $3 $3 Free $3 $3
Free LCNB Custom Checks
or Discounted Scenic Check Design
No No Yes Yes Yes


Notes and Disclosures