CD & IRA Rates

Certificate of Deposit ($1000 Minimum)


Specials!!!

    22 months
    0.70% Interest Rate
    0.70% APY

    32 months
    1.04% Interest Rate
    1.05% APY

    60 months
    1.98% Interest Rate
    2.00% APY

 

32 month CD Special for anyone. 1.19% interest rate with an APY of 1.20%. You just need to have one of the following: 1. LCNB Loan 2. LCNB Debit Card 3. LCNB Mobile App.
Annual Percentage Yields are offered on accounts opened
5-26-15Thru 6-8-15

CDs & IRAs
$1000 MinimumRatesBonus CD Rates*
Interest RateAPYInterest RateAPY
7 - 89 Days 0.07% 0.07% 0.22% 0.22%
3 - 5 Months 0.07% 0.07% 0.22% 0.22%
6 - 11 Months 0.10% 0.10% 0.25% 0.25%
12 - 17 Months 0.25% 0.25% 0.40% 0.40%
18 - 23 Months 0.25% 0.25% 0.40% 0.40%
24 - 29 Months 0.50% 0.50% 0.65% 0.65%
30 - 35 Months 0.50% 0.50% 0.65% 0.65%
36 - 47 Months 0.65% 0.65% 0.80% 0.80%
48 - 59 Months 0.89% 0.89% 1.04% 1.05%
60 - 71 Months 1.04% 1.05% 1.19% 1.20%
72 - 120 Months 1.04% 1.05% 1.19% 1.20%
Variable Rate IRA**
(18 Month Term)
No Minimum Balance
0.10% 0.10% % %
 
    * Bonus CD Rates are available upon qualification. Please see our Personal Checking Brochure for further details.
    ** This Rate will be the 182 day U.S. Treasury Bill rate for the last auction prior to the 20th of March, June, September and December, and will be adjusted quarterly as of the first of April, July, October and January.
    # These CD terms are not available for Fixed Rate IRA Certificates of Deposits.
    Certificates subject to penalty for early withdrawal.
    The Annual Percentage Yields assume interest remains on deposit until maturity. A withdrawal will reduce earnings.
    All Interest Rates and Annual Percentage Yields, except the Variable IRA Rate, are determined by this institution and are not tied to any index.
    We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
    Interest will begin to accrue on the business date in which the deposit is made.