If you would like to open an account please visit any one of our 31 branches.
Minimum to Open $50 Minimum Balance to waive service charge $10,000 (combined balance) (g) Monthly service charge if balance below minimum $15 Cost Per Item (a) $0 Earns Interest (b) Yes Monthly Statement Free Cost per transaction for use of Non - LCNB ATM's (c) $2 Online Banking, Mobile Banking, and BankLine Free Online Bill Pay Unlimited Next-Day Availability of Funds (d) Yes FDIC Insured Yes CD Bonus of 0.15%(e) Yes Small Safe Deposit Box rental discount (f) Yes Free Travelers Checks No Service Charge Cashier's Checks Free Free LCNB Custom Checks
or Discounted Scenic Check Design
Yes Notes and Disclosures
a) An item is any check written by the customer and any check that is deposited to this account and drawn on another bank.
b) See note 3 in Notes & Disclosures.
c) You may be charged a surcharge by another bank when using your LCNB ATM card at their ATM.
(See note 5 in Notes & Disclosures).
d) Certain restrictions may apply (See note 4 in Notes & Disclosures).
e) Not applicable with promotional CDs.
f) Safe deposit boxes subject to availability - $20 value and after the first year the payment must be deducted from LCNB account.
g) Combined balances include funds in checking, savings, CD’s and IRA’s