Estate Checking

    Estate Checking Plus
    Minimum to Open
    Minimum balance required to open an account
    $50 $50
    Minimum Balance to waive s/c
    Minimum balance required to waive surcharge fee
    $0 $10,000
    Monthly s/c if balance below minimum
    The cost of the monthly surcharge if balance is below minimum
    $0 $8 *
    Cost Per Item (a)
    The cost of each item
    $0 $0
    Earns Interest (b)
    Does this account earn interest?
    No Yes
    Monthly Statement
    The cost for a monthly statement
    Free Free
    Online Banking, Mobile Banking, and BankLine
    The cost for Online Banking, Mobile Banking, and BankLine
    Free Free
    Online Bill Pay
    Does this account have a limit on Online Bill Pay?
    Unlimited Unlimited
    Next-Day Availability of Funds (c)
    Does this account come with Next-Day Availability?
    Yes Yes
    FDIC Insured
    Is this account FDIC Insured?
    Yes Yes


    a) An item is any check written by the customer and any check that is de-posited to this account and drawn on another bank.

    b) The current APY (Annual Percentage Yield) and interest rate are included on a seperate rate sheet. Current rate sheets are available at all of our locations. The rate is based on a 365-day year. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest is compounded monthly and paid monthly on the day of the statement cycles.

    c) Certain restrictions may apply (See attached Availability of Funds)


    Notes and Disclosures

    Coming Soon!


    Notes and Disclosures


Who we are

Today LCNB National Bank is your Hometown Lender for home improvement loans, home equity loan options, personal, and business or mortgage loans as well as a safe and stable bank for deposit, investment and trust services.

Where we are

LCNB National Bank is based in Lebanon, Ohio and has branches serving 9 counties including Butler, Clermont, Clinton, Fayette, Hamilton, Montgomery, Preble, Ross, & Warren. We truly are "Your Bank for Life!"


Copyright ©2014 LCNB National Bank ~ all rights reserved.

Equal Housing Lender FDIC

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Serving Greater Cincinnati, Chillicothe, Dayton & Eaton | LCNB National Bank - 1-800-344-BANK - 2 North Broadway Lebanon, Ohio 45036