Auto, Boat, RV Rates

Available to Clients Throughout Dayton, Cincinnati, Columbus, OH & the Surrounding Areas

Ready to purchase a new vehicle for yourself or perhaps a family member’s first car? Visit LCNB National Bank and obtain financing before you head to a dealership. You may enjoy big savings.
 

Auto loans from LCNB can be used to purchase a new or used car, and can even be used to refinance an existing auto loan.  Check out our current rates below, and apply online or visit a branch for a quick and easy approval process. Contact us for further information. We proudly provide service to clients throughout Cincinnati, Columbus, Dayton, OH and the nearby communities.


Vehicle Rates
Auto Loans
Interest Rates as Low as Maximum Term
Payment on $10,000 Loan
APR* as Low as
Notes
2020 - New
3.500%
84 Months
$136.22
3.736%
-
2020 - 2017
3.375%
72 Months
$155.70 3.647%
-
2020 - 2017 
3.125% 60 Months
$182.68 3.448%
-
2016 - 2014
3.375%
60 Months
$183.81
3.699%
-
2013 or older
5.750%
48 Months
$236.87
6.158%
-
Other Consumer Loans






Boat / RV Loans
6.125%
96 Months
$133.82
6.343%
-
Motorcycle / ATV 5.125%
60 Months $191.85 5.455%
-
Lawn & Garden 5.125% 60 Months $191.85 5.455%
-
*Annual Percentage Rate (APR) is based on a $10,000 loan with a $120 loan fee.  Loans subject to terms & credit approval.  Loan to Value (LTV) restrictions may apply.  Rates effective as of 11/08/2019 and are subject to change without notice.  1/4% rate reduction available with automatic deduction from an LCNB account as documented on a Preferred Rate Addendum. Loan applications are generally limited to residents of LCNB National Bank’s primary service area consisting of select counties within Ohio, Indiana and Kentucky.