Auto, Boat, RV Rates

Ready to purchase a new vehicle for yourself or perhaps a family member’s first car? Visit LCNB National Bank and obtain financing before you head to a dealership. You may enjoy big savings.
 

Auto loans from LCNB can be used to purchase a new or used car, and can even be used to refinance an existing auto loan.  Check out our current rates below, and apply online or visit a branch for a quick and easy approval process. 


Vehicle Rates
Auto Loans
Interest Rates as Low as Maximum Term
Payment on $10,000 Loan
APR* as Low as
Notes
2020 - New
3.500%
84 Months
$136.21
3.734%
-
2020 - 2017
3.375%
72 Months
$155.69 3.646%
-
2020 - 2017 
3.125% 60 Months
$182.68 3.446%
-
2016 - 2014
3.375%
60 Months
$183.81
3.697%
-
2013 or older
5.875%
48 Months
$237.44
6.281%
-
Other Consumer Loans






Boat / RV Loans
6.125%
96 Months
$133.81
6.340%
-
Motorcycle / ATV 5.125%
60 Months $191.84
5.452%
-
Lawn & Garden 5.125% 60 Months $191.84 5.452%
-
*Annual Percentage Rate (APR) is based on a $10,000 loan with a $120 loan fee.  Loans subject to terms & credit approval.  Loan to Value (LTV) restrictions may apply.  Rates effective as of 9/16/2019 and are subject to change without notice.  1/4% rate reduction available with automatic deduction from an LCNB account as documented on a Preferred Rate Addendum. Loan applications are generally limited to residents of LCNB National Bank’s primary service area consisting of select counties within Ohio, Indiana and Kentucky.