Help your employees save for retirement.

401(k)s offer several advantages. We'll help you decide which type is right for you.

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Why 401(k)s?

Sponsoring a 401(k) plan offers several benefits for both you and your employees. Not only will a 401(k) plan help attract and retain great employees, they can offer tax advantages for you, your employees, and your business.

In addition to 401(k)s, we also offer Simple 401(k)s, 403(b)s, Solo 401(k)s, and more.

We help make it easy to run your 401(k). Our team will help you decide which plan is best for you.


  • Attract and retain key members of your team
  • Options for businesses of all sizes
  • Easy to set up, run, and maintain
  • As an employer, you benefit from tax advantages, too

Types of 401(k) plans

  • 401(k)
  • Simple 401(k)
  • 403(b)
  • Solo 401(k)

This information was developed as a general guide to educate plan sponsors, but is not intended as authoritative guidance or tax or legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation. In no way does advisor assure that, by using the information provided, plan sponsor will be in compliance with ERISA regulations.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. LCNB National Bank and LCNB Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using LCNB Investment Services, and may also be employees of LCNB National Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, LCNB National Bank or LCNB Investment Services. Securities and insurance offered through LPL or its affiliates are:

  • Not Insured by FDIC or Any Other Government Agency
  • Not Bank Guaranteed
  • Not Bank Deposits or Obligations
  • May Lose Value

The LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AK, AL, AZ, CA, CO, CT, FL, GA, IA, IN, IL, KS, KY, LA, MA, MD, MI, MO, MT, NC, NJ, NY, OH, OR, SC, TN, TX, VA & WV.

LCNB National Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.