Products & Services

Working together for you

Working with a financial advisor is important in working toward achieving a dignified retirement. Individuals who work with a financial advisor work toward saving money to pursue their goals and also have the potential to avoid costly mistakes which can help in improving confidence about their financial future.        

Dedicated to you

We can provide individualized advice with respect to the life events of our clients and build a financial plan to deal with any and all of the six core need you may require. 

Six Care Needs:

  • Short term – Liquidity
  • Income Later
  • Legacy
  • Protection
  • Income Now
  • Credit

We have the skills and expertise to help our clients navigate major financial pressures imposed by medical concerns, bankruptcy, the death of a loved one, or caring for aging family members. We will take the time to learn about your retirement goals, fears, or whether an emotional investment decision you are about to make could jeopardize your retirement security.

Your Financial Future

Whether your goals include retirement planning, increasing current income, a portfolio review, tax-reductions through investing, or college planning for children and grandchildren, we are committed to make sure you have access to an extensive array of products along with quality and affordable financial advice to best serve their needs.


All Products & Services 

  • Individual Retirement Accounts
    • Traditional
    • Roth
  • Retirement Accounts
    • Simple IRAs
    • SEP IRAs
    • 401(K)
  • Insurance
    • Long Term Care
    • Life
    • Disability
  • Annuities 
    • Variable
    • Indexed
    • Fixed
    • Immediate
  • Fixed Income
    • Bonds (corporate, municipal & treasury)
    • Brokered CDs
    • Structured CDs
    • Structured Notes
  • Equities 
  • Mutual Funds
  • UITs
  • 529 College Plans
  • Portfolio Review
  • 401(k) Transition Assistance 
SECURITIES AND ADVISORY SERVICES OFFERED THROUGH LPL FINANCIAL, A REGISTERED INVESTMENT ADVISOR, MEMBER FINRA/SIPC. INSURANCE PRODUCTS OFFERED THROUGH LPL FINANCIAL OR ITS LICENSED AFFILIATES. LCNB NATIONAL BANK AND LCNB INVESTMENT SERVICES ARE NOT REGISTERED BROKER DEALERS AND ARE NOT AFFILIATED WITH LPL FINANCIAL. THE LPL FINANCIAL REGISTERED REPRESENTATIVES ASSOCIATED WITH THIS SITE MAY ONLY DISCUSS AND/OR TRANSACT SECURITIES BUSINESS WITH RESIDENTS OF THE FOLLOWING STATES: AK, CA, CO, FL, GA, IN, IL, KY, LA, MD, NJ, OH, SC, TX, VA & WV.