Get an account that simply fits.
You use your checking account every day—shouldn't it make your life easier? We design our accounts to help you stay ahead of the curve.
OPEN ACCOUNT ONLINE +You could be earning right now.
You use your checking account every day—shouldn’t it give you something in return? Pick the reward that works for you, and open your account today.
OPEN ACCOUNT ONLINE +Or Stop by a branch +Kasasa Cash
Earn 3.00% APY* on balances up to $25,000 when qualifications are met
- Perfect if you keep a high monthly balance.
- Works great for receiving direct deposit or disbursements.
Kasasa Cash Back
3.00% cash back on debit card purchases for up to $250 in total purchases
- Earns the most if you make a lot of purchases.
- Rewards you for paying bills with your debit card.
LCNB Simply Checking
No minimum balance, no maintenance fees
- No frills, no extras, no complications.
- For those who like their checking as simple as possible.
Second Chance Checking
Get a fresh financial start, and put your best foot forward.
- Includes debit card and online banking access.
- Switch to another LCNB account after a year of responsible use.
HSA Checking
Get help with medical expenses.
- Enjoy tax advantages when you pay for qualified medical expenses.
- For those with a high deductible health plan.
*Annual Percentage Yield
DIVE DEEPER | LCNB
Learn how to save money and the options available to help you meet your savings goals.
MORE ABOUT Savings Accounts +



