Officers

LCNB National Bank’s Trust Department has earned its reputation of providing unmatched personal service by listening to each customer and committing resources to help provide financial peace of mind. Once we have identified a customer’s expressed needs and objectives, we develop a plan tailored to meet their individual goals. The Trust professionals at LCNB National Bank, with an average of 20+ years of Fiduciary experience, are highly accessible and are committed to timely, face-to-face meetings. In fact, each customer is assigned three Trust Officers who are knowledgeable and responsible for the account’s administration.

Michael R. Miller JD, CFP

Executive Vice President & Trust Officer
Office: (513) 932-1414
ext. 59101

Bradley A. Ruppert

Executive Vice President & Chief Investment Officer
Office: (513) 932-1414
ext. 59105
Joshua A. Shapiro, J.D.
Senior Vice President & Trust New Business Officer
Office: (513) 932-1414
ext. 59104
X
  • LCNB Executive Committee
  • OSBA Certified Specialist in Estate Planning, Trust and Probate Law
  • Certified Financial Planner 
  • Former partner with Graydon Head & Ritchey LLP
  • Vice-Chair of FOCAS Ministries/Lord's Gym Board of Trustees
  • Member of CET Planned Giving Committee
  • Past President of ProSeniors Inc., Board of Trustees and past President of Cancer Family Care, Board of Trustees. 
  • University of Dayton School of Law, JD
    Bowling Green State University, BS
X
  • Combined portfolio management and security trading experience
  • LCNB Executive Committee
  • Otterbein Homes, Finance Committee
  • Chartered Financial Analyst® designation since 2012
  • Clemson University, BS
X
  • Trust and Estate administration experience, previously an Estate and Trust Attorney
  • Ohio State Bar Association; Cincinnati Bar Association
  • Rockdale Temple, Board of Trustees, President
  • Jewish Cemeteries of Greater Cincinnati, Board of Trustees, President
  • Cedar Village Retirement Community, Board of Trustees
  • Indiana University School of Law, JD; University of Cincinnati, BA, Phi Beta Kappa and Cum Laude honors
Kelly Schwabacher

Senior Vice President & Head of Trust Administration

Office: (513) 932-1414 ext. 59102

kschwabacher@LCNB.com

Jacqueline A. Manley
Vice President & Trust Counsel
Office: (513) 932-1414
ext. 59107
Frank Williams
Vice President & Trust Officer
Office: (513) 932-1414
ext. 59110
X
  • Combined financial services, trust, estate, and employee benefits administration experience
  • Oversees compliance and risk management, administration and operations, and tax functions for the Trust Department
  • Received her B.A. in Communications from George Mason University in 1991, her A.A.S in Paralegal Studies from Sinclair Community College in 2001, and her Masters of Accounting and Financial Management from DeVry University Keller Graduate School of Management in 2014
  • Earned her Certified Employee Benefits Specialist (CEBS®) and Compensation Management Specialist (CMS®) designations in 2005
  • Completed ABA Graduate Trust School Year 1 in 2011, earned her Certified Fiduciary and Investment Risk Specialist (CFIRSTM) designation in 2018 and is currently pursuing the Certified Trust Financial Advisor (CTFATM) designation
  • Current Treasurer of Main Street Lebanon and is a member of the Lebanon Rotary Club
X
  • Trust Tax and Trust Administration experience
  • Phi Mu Fraternity, Investment Advisory Committee
  • Phi Mu Fraternity, University of Cincinnati, Financial Advisor
  • Dayton Bar Association, Wills for Heroes, pro bono attorney
  • CERTIFIED FINANCIAL PLANNER™ designation since 2008
  • University of Dayton School of Law, JD; Pennsylvania State University, BS
X
  • Trust and Estate Planning and administration experience
  • University of Dayton, Planned Giving Advisory Board
  • Dayton Children's Hospital, Planned Giving Advisory Board
  • Dayton Performing Arts Alliance, Planned Giving Advisory Board
  • Kettering Children's Choir, Chair, Board of Trustees
  • Chase College of Law, JD; Vanderbilt University, BA
  • U. S. Navy Veteran
Christopher E. Robinson

Vice President & Trust Investment Officer

Office: (513) 932-1414 ext. 59106

crobinson@LCNB.com

Michael Nusbaum

Assistant Vice President & Trust Investment Officer

Office: (513) 932-1414 ext. 59109

mnusbaum@LCNB.com

Melanie K. Crane

Assistant Vice President & Trust Officer
Office: (513) 932-1414
ext. 59103
mcrane@LCNB.com
X
  • Oversees investment portfolios, and provides research pertaining to global macro investment trends, security fulfillment, and asset allocation
  • Graduated from Wright State University in 2005 with a degree in Finance
  • Combined experience in wealth management experience, securities trading, mutual fund management, financial planning, and portfolio management
  • Obtained CIMA® designation in 2016
  • Board member of the Therapeutic Riding Institute and Monroe Sports Association
X
  • Portfolio management experience and banking experience
  • Mary Haven Youth Center, Advisory Board Officer, Treasurer
  • ABA National Trust School, Graduate
  • Xavier University, MBA; Miami University, Oxford, Ohio, Graduate
X
  • Trust Operations experience and banking experience
  • American Institute of Banking, Principles of Banking, Graduate
  • Midwest Trust School, Graduate
  • OBL/Universal Pensions, IRA Seminar, Graduate
  • Cannon Securities Operations I and II, Graduate

Wendy Cole

Assistant Vice President & Trust Officer
Office: (513) 932-1414
ext. 59111
wcole@LCNB.com

Nakia Lipscomb 

Assistant Vice President & Trust Officer
Office: (513) 932-1414
ext. 59112
nlipscomb@LCNB.com
X
  • Trust and Estate Administration experience
  • Miami Valley Pet Therapy Association Board, past President and current Secretary
  • OSBA Certified Paralegal
  • Leadership Hamilton, Class of 2014
  • Sinclair Community College
X
  • Banking, finance, and wealth management experience
  • National Conference for Community and Justice of Greater Dayton (NCCJ), Board of Directors
  • Society for Improvement of Conditions of Stray Animals (SICSA), volunteer
  • Park University, BS
X
  • Trust experience and banking experience
  • Accutech University, Accredited Trust Operations Professional, Graduate
  • American Institute of Banking, Principles of Banking, Graduate
  • Ohio Bankers League, Trust Fundamentals Seminar, Graduate
  • Ohio Bankers League, IRA Seminar, Graduate

Amy R. Kobes

Assistant Trust Officer

Office: (513) 932-1414 ext. 59201

akobes@LCNB.com

 
 


X
  • Trust and banking experience
  • Institute of Certified Bankers, CISP designation
  • Midwest Trust Schools, Graduate
  • Acensus IRA Online Institute, Graduate
  • Cannon Financial Institute, Trust Tax School, Graduate
  • Accutech University, Accredited Trust Operations Professional, Graduate
X
 
 
X








X


X


X








X


X


X


 
 
 
 
 
 
X
 
 
X
 
 
X
 
 
 
 
 
 
 
 
X
 
 
X
 
 
X
 
 
 
 
 
 
 
 
X
 
 
X
 
 
X