Officers

LCNB National Bank’s Trust Department has earned its reputation of providing unmatched personal service by listening to each customer and committing resources to help provide financial peace of mind. Once we have identified a customer’s expressed needs and objectives, we develop a plan tailored to meet their individual goals. The Trust professionals at LCNB National Bank, with an average of 20+ years of Fiduciary experience, are highly accessible and are committed to timely, face-to-face meetings. In fact, each customer is assigned three Trust Officers who are knowledgeable and responsible for the account’s administration.

Leroy F. McKay

Executive Vice President & Trust Officer
Office: (513) 932-1414
ext. 59102

Bradley A. Ruppert

Executive Vice President & Chief Investment Officer
Office: (513) 932-1414
ext. 59105

Jacqueline A. Manley

Vice President & Trust Tax Officer
Office: (513) 932-1414
ext. 59107
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  • Thirty-one years Trust and Estate administration experience
  • LCNB Executive Committee
  • Otterbein Homes, Chair of Finance Committee, Board of Trustees, Member of Executive Committee
  • Ralph J Stolle Countryside YMCA, Board of Trustees, Former Chair of Board of Directors
  • University of Cincinnati, College of Law, JD; Miami University, Oxford, Ohio, MBA; Taylor University, Graduate, Magna Cum Laude
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  • Eighteen years of combined portfolio management and security trading experience
  • LCNB Executive Committee
  • United Way of Warren County, Director
  • Otterbein Homes, Finance Committee
  • Main Street Lebanon, Treasurer
  • Chartered Financial Analyst® designation since 2012
  • Clemson University, BS
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  • Twelve years Trust Tax and Trust Administration experience
  • Phi Mu Fraternity, Investment Advisory Committee
  • Phi Mu Fraternity, University of Cincinnati, Financial Advisor
  • Dayton Bar Association, Wills for Heroes, pro bono attorney
  • CERTIFIED FINANCIAL PLANNER™ designation since 2008
  • University of Dayton School of Law, JD; Pennsylvania State University, BS

Frank Williams

Vice President & Trust Officer
Office: (513) 932-1414
ext. 59110

Joshua A. Shapiro, J.D.

Vice President & Trust Officer
Office: (513) 932-1414
ext. 59104

Traci A. Hammiel 

Assistant Trust Officer
Office: (513) 932-1414
ext. 59205
thammiel@LCNB.com
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  • Over thirty years Trust and Estate Planning and administration experience
  • University of Dayton, Planned Giving Advisory Board
  • Dayton Children's Hospital, Planned Giving Advisory Board
  • Dayton Performing Arts Alliance, Planned Giving Advisory Board
  • Kettering Children's Choir, Chair, Board of Trustees
  • Chase College of Law, JD; Vanderbilt University, BA
  • U. S. Navy Veteran
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  • Ten years Trust and Estate administration experience, six years as Estate and Trust Attorney
  • Ohio State Bar Association; Cincinnati Bar Association
  • Rockdale Temple, Board of Trustees, President
  • Jewish Cemeteries of Greater Cincinnati, Board of Trustees, President
  • Cedar Village Retirement Community, Board of Trustees
  • Indiana University School of Law, JD; University of Cincinnati, BA, Phi Beta Kappa and Cum Laude honors
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  • Sixteen years Trust experience, twenty-one years banking experience
  • Accutech University, Accredited Trust Operations Professional, Graduate
  • American Institute of Banking, Principles of Banking, Graduate
  • Ohio Bankers League, Trust Fundamentals Seminar, Graduate
  • Ohio Bankers League, IRA Seminar, Graduate

Melanie K. Crane

Assistant Vice President & Trust Officer
Office: (513) 932-1414
ext. 59103
mcrane@LCNB.com

Wendy Cole

Assistant Vice President & Trust Officer
Office: (513) 932-1414
ext. 59111
wcole@LCNB.com

Michael Nusbaum

Assistant Vice President & Trust Investment Officer

Office: (513) 932-1414 ext. 59109

mnusbaum@LCNB.com 

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  • Twenty-four years Trust Operations experience, thirty years banking experience
  • American Institute of Banking, Principles of Banking, Graduate
  • Midwest Trust School, Graduate
  • OBL/Universal Pensions, IRA Seminar, Graduate
  • Cannon Securities Operations I and II, Graduate
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  • Thirty-nine years Trust and Estate Administration experience
  • Miami Valley Pet Therapy Association Board, past President and current Secretary
  • OSBA Certified Paralegal
  • Leadership Hamilton, Class of 2014
  • Sinclair Community College
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  • Three years portfolio management experience, five years banking experience
  • Mary Haven Youth Center, Advisory Board Officer, Treasurer
  • ABA National Trust School, Graduate
  • Xavier University, MBA; Miami University, Oxford, Ohio, Graduate

Myra Frame

Assistant Vice President & Trust Officer

Office: (513) 932-1414 ext. 59108

mframe@LCNB.com

Amy R. Kobes

Assistant Trust Officer

Office: (513) 932-1414 ext. 59201

akobes@LCNB.com



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  • Twenty-eight years Trust and IRA administration experience, thirty-six years banking experience
  • Preble County Council on Aging Inc., Former Treasurer and Board Member
  • OBA, Trust School and Advanced Personal Trust School, Graduate
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  • Fifteen years Trust and banking experience
  • Institute of Certified Bankers, CISP designation
  • Midwest Trust Schools, Graduate
  • Acensus IRA Online Institute, Graduate
  • Cannon Financial Institute, Trust Tax School, Graduate
  • Accutech University, Accredited Trust Operations Professional, Graduate
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