Your checking should be paying you.

Join thousands who are enjoying the benefits of free Kasasa® Checking at LCNB National Bank. Qualifying accounts earn up to 3% cash back, or an interest rate of up to 3.00% APY*.

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More than just great products

Begin the process today by applying online for a deposit account, mortgage or consumer loan below.


Check out our CD Specials!

8 Months
11 Months
17 Months
1.24% Interest Rate; 1.25% APY*
1.49% Interest Rate; 1.50% APY*
1.49% Interest Rate; 1.50% APY*
$1,000 minimum to open on CD/IRA Specials only
*The Annual Percentage Yield is effective as of November 4, 2019.

News You Can Use!

Your credit report certainly has an impact on your personal finances. In case you’ve always been afraid to ask, here’s a link to some basic information from the CFPB about the difference between credit reports and credit scores. Read why you should view your credit report once a year, how to do it free of charge, and how to dispute any errors that you find. You can also read about how credit scores are calculated, with tips on building and keeping a good credit score.

Learn about Credit Reports

Let's do this together.  

Whether it is your first time buying a new home or your second, apply for pre-approval with us. Either online right now or in person, get pre-approved so when the perfect home comes along, you're ready.