Kasasa Saver

Build savings automatically while earning a high rate of return.

Make saving simple and effortless — free Kasasa Saver links to your free Kasasa Cash or Kasasa Cash Back checking.

When you earn cash rewards in your Kasasa checking, those earnings transfer into Kasasa Saver. Plus, Kasasa Saver pays up to 1.00% APY*  on balances up to $50,000! That’s Kasasa at LCNB National Bank — free accounts that pay in ways that matter. 

Open An Account Online



  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $50,000
  • 1.00% to 0.43% APY* on balances over $50,000 depending on balance in account
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • $50 minimum deposit to open
  • Electronic Banking services:
    • Free online banking
    • Free e-statements (paper statements available for a monthly charge)
    • Free mobile banking (with mobile deposit)
    • And more!
  • Each Savings account gives you access to CD bonus rates on non-promotional CD rates. Kasasa Saver and its qualifying checking accounts have access to ATM refunds up to $25 per month.

Here’s how easy it is to earn your rewards:

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your accounts are still free.

Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

*APY=Annual Percentage Yield
View Kasasa Saver for Cash Disclaimer
View Kasasa Saver for Cash Back Disclaimer


Monthly Qualification Cycle Dates

LCNB Financial Learning Center

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