LCNB Simply Checking

lcnb simply Checking

Your daily spending, simplified.

LCNB Simply Checking is our no-frills account that gives you everything you need and nothing you don’t.

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Why LCNB Simply Checking?

This no-frills account gives you everything you need and nothing you don’t. You’ll gain access to LCNB’s online banking platform, FDIC insurance, Bounce Protection and more—all with no minimum balance or monthly service charges.


  • No monthly maintenance fee
  • No minimum balance
  • $50 minimum deposit to open
  • Eligibility for bonus CD rates
  • Account holders age 60 and older will receive 1 box of LCNB custom checks per year at no charge
  • $2 Cost per transaction for use of non-LCNB ATMsa
  • Bounce Protection
  • Electronic Banking services:
    • Free online banking with bill pay
    • Free e-statements (paper statements available for a monthly charge)
    • Free mobile banking (with mobile deposit)
    • Free LCNB National Bank Debit Mastercard®
    • And more!
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aYou may be charged a surcharge by another bank when using your LCNB ATM card at their ATM (see note 5 in Notes & Disclosures).

View Notes and Disclosures Here

How to Bank on the Go

Explore how to use online and mobile banking securely to improve your financial habits and simplify daily financial tasks.

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LCNB National Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit for more detailed information.

LPL Financial Form CRS