LCNB Simply Checking

lcnb simply Checking

Your daily spending, simplified.

LCNB Simply Checking is our no-frills account that gives you everything you need and nothing you don’t.

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Why LCNB Simply Checking?

This no-frills account gives you everything you need and nothing you don’t. You’ll gain access to LCNB’s online banking platform, FDIC insurance, Bounce Protection and more—all with no minimum balance or monthly service charges.


  • No monthly maintenance fee
  • No minimum balance
  • $50 minimum deposit to open
  • Eligibility for bonus CD rates
  • Account holders age 60 and older will receive 1 box of LCNB custom checks per year at no charge
  • FDIC Insured
  • $2 Cost per transaction for use of non-LCNB ATMsa
  • Bounce Protection
  • Electronic Banking services:
    • Free online banking with bill pay
    • Free e-statements (paper statements available for a monthly charge)
    • Free mobile banking (with mobile deposit)
    • Free LCNB National Bank Debit Mastercard®
    • And more!
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aYou may be charged a surcharge by another bank when using your LCNB ATM card at their ATM (see note 5 in Notes & Disclosures).

How to Bank on the Go

Explore how to use online and mobile banking securely to improve your financial habits and simplify daily financial tasks.

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