Checking Rates

Annual Percentage Yields (APY) are offered on accounts opened 12-10-2018 thru 12-16-2018
AccountBalanceInterest RateAnnual Percent Yield
Kasasa Cash Up to $25,000
Over $25,000

*Resulting in a range from
0.29% to 0.85% APY

All balances earn when
qualifications not met
(View Qualification Details Here) 

Kasasa Cash has
non-compounding APY
when tied to Kasasa Saver



Health Savings Account (HSA)**$0 - $999.99
$1,000.00 - $2,499.99
$2,500 - $9,999.99
$10,000.00 +

Member FDIC
  • All rates are variable and are subject to change.
  • A withdrawal and/or fees could reduce earnings.
  • All Interest Rates and Annual Percentage Yields, are determined by this institution and are not tied to any index.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principle in the account each day. Interest will begin to accrue on the business date in which the deposit is made.
**Additional HSA Information:

A health plan qualifies as a High Deductible Health Plan if the annual minimum deductible is at least $1,300 for single coverage or $2,600 for family coverage and the maximum out-of-pocket limit is $6,550 for single coverage and $13,100 for family coverage for 2017.

For 2018, the minimum deductible is $1,350 and the maximum out-of-pocket limit is $6,650 for single coverage. For family coverage the minimum deductible is $2,700 and the maximum out-of-pocket limit is $13,300. These figures are subject to be adjusted by the IRS for inflation each year.

For tax year 2017, contributions are limited to $3,400 for single coverage and $6,750 for family coverage. For tax year 2018, the contribution limit for single coverage is $3,450 and $6,850 for family coverage. A catch-up contribution of $1,000 is available to persons age 55 and older. The contribution limits are adjusted for inflation each year. Contributions may be made for the prior tax year until April 15.

You can make no further contributions after age 65; however, the account may remain open to pay for qualified medical expenses.

Effective January 1, 2011, it will no longer be permissible to use the HSA to pay for over the counter medications and other non-prescription drugs without a prescription. Medical expenses qualified or non-qualified are explained in IRS Pub. 502. You can find this publication online at

HSA distributions used for non-qualified medical expenses are subject to ordinary income tax and, if taken before age 65 is 20% IRS penalty tax. (Unless the distribution is because of death or disability).