Home Equity Lines & Loans - NEW

Home Equity loans & Lines of credit

Did you know you can borrow from your home?

You may be able to use the equity you've built in your home to pay for home improvement projects, other large purchases or unexpected expenses.

Start an application online today or talk to one of our bankers to take advantage of our flexible repayment terms.

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How can we help?
Which loan works for you?

Your home equity can help you get money in several ways. A revolving line of credit may be the best choice for some needs, while a lump sum works best for others.

LCNB National Bank does not provide tax or legal advice because each individual's tax and financial situation is unique. You should consult with your tax and/or legal advisor for advice and information concerning your particular situation.

Home Equity Line of Credit

With a HELOC you can access available cash as you need it, simply by writing a check. Draw from your account as needed, almost like a credit card.

  • No application fee
  • Competitive variable rates
  • Quick approval and funding process
  • Borrow up to 90% of the appraised value of your home less first mortgage balance
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Fixed-Rate Home Equity Loan

If you prefer to receive a lump sum with the stability of a fixed rate over a fixed term, our home equity loan is the right choice for you.

  • Competitive variable rates
  • Quick approval and funding process
  • Borrow up to 90% of the appraised value of your home less first mortgage balance
  • Apply online or contact an LCNB Mortgage Loan Officer
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Ways your home’s equity can take you further
Home Improvement

Use your home’s equity to make improvements that will increase the value of your home.

Vacation

Your equity can help you take the dream vacation you have always wanted.

Large Purchases

Use your home’s equity to unlock access to purchases like RVs, boats and cars.

Emergency Fund

A rainy day fund is always a great idea. Home equity loans can give you the extra cushion you need.

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If you still have any questions, please fill out the form below or find a branch near you.
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LCNB National Bank NMLS# 403521. All loans are subject to credit approval.

LCNB National Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.