Construction and Residential Lot Loans

Construction Loans
If you've decided to build, let LCNB help you save time and money with short-term financing used to cover the cost of construction. We offer construction-to-permanent financing, which means your short-term construction loan will automatically convert to a closed-end mortgage when your building project is complete.
  • One closing: No additional closing costs upon completion of construction
  • Quick approval and loan closing
  • Low closing costs, low monthly payments
Residential Lot Loans
Whether you plan to build now or in the future, our lot financing program provides you with the flexible options and benefits you need, with the personal service that you can depend on.
  • Competitive fixed rate
  • Quick approval and loan closing
  • Low closing costs, low monthly payments

LCNB NATIONAL BANK NMLS# 403521
ALL LOANS ARE SUBJECT TO CREDIT APPROVAL