HSA Checking

A Health Savings Account (HSA) is a tax-favored trust or custodial account established exclusively for the purpose of paying qualified medical expenses of you, your spouse and your dependents.

Benefits of our HSA Checking Account
Opening Deposit $50
Minimum Balance $0
Withdrawals Unlimited
Debit MasterCard® Yes
Service Charge
$3 per month or
$1.50 if customer has an open LCNB Checking Account
Statement Free
Tiered Interest

View Rate Sheet 

You are eligible to open a HSA Checking account if you:
  • Are currently covered under a high-deductible health plan (HDHP)
  • Are not covered by any other health plan (with limited exceptions*)
  • Are not enrolled in Medicare
  • Cannot be claimed as a dependent on another person’s tax return 
*With certain exceptions for plans providing preventive care and limited types of permitted insurance and permitted coverage
Notes & Disclosures
View Notes & Disclosures