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Online Banking and Payments

LCNB Online Banking & Bill Pay

LCNB Online allows secure access to your account using your laptop or desktop computer.  Check your current balance and the status of recent transactions, transfer funds, and even pay bills.

To enroll in LCNB Online, click "Logins" at the top of of any page of the LCNB website, and select "Enroll Now" under the Online Banking section. Or for guided assistance, visit an LCNB branch office.


The New and Improved LCNB Online is now available.

This new, updated system provides a more modern and intuitive design for our customers.  The design is similar to the interface seen in LCNB Mobile, providing users of both systems with a more consistent digital experience.  All the features of our current online banking system are present, in addition to some new functionality.
Helpful hings to know:
  • Your user ID and password stay the same.
  • If you had alerts set in the previous system, you will need to set those again in the new version; they won't carry over.
  • It is recommended that users confirm that their immediate, scheduled, and recurring transfers that were created in the old system appear in the new version.
  • Internet Explorer is not supported due to its outdated security features.  Please use Microsoft Edge, or current versions of Google Chrome, Safari, or Firefox when using LCNB Online.
  • For security purposes, the first time you access LCNB Online you'll be instructed how to enter a code to authenticate your device.  
For more information on using the new LCNB Online, check out our Online Banking Users Guide.


eStatements (Electronic Statements)

Go green today!! Sign up for eStatements and begin receiving your account statement via secure email.  In many instances, receiving eStatements will help you earn rewards or avoid account service fees.  To enroll, log into LCNB Online or the LCNB Mobile App, click on an Account on the Dashboard, select Documents and follow the prompts.


LCNB Mobile & Mobile Deposit

We recognize the need to access your accounts from anywhere, which is why we have LCNB Mobile apps available for use on Android® or iOS® devices. To get started, sign up for LCNB Online banking (if you haven't already), then download the app from your app store--just search "LCNB".

The LCNB Mobile app includes the ability to deposit a check using the camera feature on your device. Sign up for this service using the Deposits feature within the app.  Dollar or transaction limits may apply.


Apple Pay®, Google Pay®, Samsung Pay®

You may use your LCNB National Bank Debit Mastercard® with any of the above mobile payment methods. Simply add your card to your mobile wallet for ease of use at any merchant that accepts Apple Pay®, Google Pay® or Samsung Pay®. Enrollment is required which may involve contacting LCNB National Bank at 800-344-2265 for verification and enablement of your mobile device.


Pay-A-Person (P2P)

You can now pay a person using LCNB Online or LCNB Mobile. By simply using their phone number and email address and create a secure private keyword - you can set up an individual payment to anyone.


External Transfers (B2B)

Need to transfer money to your account at another financial institution? You may now set up your external (non-LCNB) accounts to transfer money to when needed.


Education & Awareness 

LCNB National Bank also provides you with additional resources to learn more about ways to protection yourself from possible fraud or identity theft. Use any of the resources on our Education & Awareness page to help prepare you for fighting against scams, phishing, skimming or other ways that unauthorized users may obtain your personal information including sensitive banking or card information.

Need help or want to know more?

If you have questions about our electronic banking options, please call 800-344-2265 or Contact Us.