Residential Loans

Whether you are looking to buy or refinance a home, need a home construction loan, residential lot loan or a fixed home equity loan - LCNB National Bank will be able to take care of you. Learn more about what we have to offer below. 

Buy or Refinance a Home 

Shopping for a new home, an investment property, or simply refinancing your existing mortgage? Our experienced loan specialists are dedicated to helping you choose the right loan product. Purchasing a home is one of the biggest decisions you will ever make, which is why we recognize the importance of providing personalized service every step of the way. From starting the application process to closing your loan, your loan officer will work with you to ensure the entire experience meets your expectations.

Home Construction Loan

If you have decided to build a new home, that means you will have to finance the actual building process. Let LCNB National Bank help you to save time and money with our variety of convenient construction loan options.

Residential Lot Loan 

Looking for the perfect lot to build your new home? Let LCNB National Bank finance your purchase. Whether you plan to build now or in the future, our lot financing program provides you with the flexible options and benefits you need, with the personal service that you can depend on. Financing is available on lots up to 15 acres.

Fixed Home Equity Loan

If you prefer to receive a lump sum with the stability of a fixed rate over a fixed term, LCNB’s home equity loan is the right product for you. Whether you want to buy a new car, pay for a major home repair, or buy any large ticket item, you can borrow the funds using the equity in your home and repay them in a set time frame. The loan can be established for amounts up to 90% of the appraised value of your home less your first mortgage balance.