Lending Officers - Commercial

John Rost

Head of Commercial Lending/Sr. Vice President
Cell: (513) 300-0497
Office: (513) 932-1414
ext. 51103
jrost@LCNB.com 

Chip Bonny

Commercial Loan Officer/Vice President

Cell: (513) 226-4330
Office: (513) 932-1414
ext. 51107
cbonny@LCNB.com

John Torbeck

Business Development Officer

Cell: (513) 526-9311
Office: (513) 932-1414
ext. 51010
jtorbeck@LCNB.com

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John Rost

Head of Commercial Lending/Sr. Vice President
Cell: (513) 300-0497
Office: (513) 932-1414 ext. 51103
jrost@LCNB.com 
X

Chip Bonny

Commercial Loan Officer/Vice President

Area of Coverage: Lebanon, Monroe, South Lebanon

Cell: (513) 226-4330
Office: (513) 932-1414 ext. 51107
cbonny@LCNB.com

X

John Torbeck

Business Development Officer

Cell: (513) 526-9311
Office: (513) 932-1414 ext. 51010
jtorbeck@LCNB.com

Greg Woods

Commercial Loan Officer/Vice President

Cell: (740) 703-7352
Office: (513) 932-1414
ext. 51112
gwoods@LCNB.com

Jeff Doles

Commercial Loan Officer/Vice President

Office: (513) 932-1414
ext. 51114
jdoles@LCNB.com

Deb Fitzwater

Commercial Loan Officer/Vice President

Office: (937) 581-5504
dfitzwater@LCNB.com

X

Greg Woods

Commercial Loan Officer/Vice President

Area of Coverage: Chillicothe, Western Avenue, Bridge Street, Frankfort

Cell: (740) 703-7352
Office: (513) 932-1414 ext. 51112
gwoods@LCNB.com

X

Jeff Doles

Commercial Loan Officer/Vice President

Area of Coverage: Chillicothe, Western Avenue, Bridge Street, Frankfort

Office: (513) 932-1414 ext. 51114
jdoles@LCNB.com

X

Deb Fitzwater

Commercial Loan Officer/Vice President

Area of Coverage: Eaton, Lewisburg, New Paris, West Alexandria, Barron Street, Brookville

Office: (937) 581-5504
dfitzwater@LCNB.com

Kelly Haworth

Commercial Loan Officer/Vice President

Cell: (937) 272-0444
Office: (513) 932-1414
ext. 51109
khaworth@LCNB.com

Jim Hester

Director/Vice President

Cell: (740) 505-8547
Office: (937) 704-9490
jhester@LCNB.com

Mark D. Kennard

Commercial Loan Officer/Vice President

Cell: (513) 933-2354
Office: (513) 932-1414
ext. 51111
mkennard@LCNB.com

X

Kelly Haworth

Commercial Loan Officer/Vice President

Area of Coverage: Oakwood, Greater Dayton

Cell: (937) 272-0444
Office: (513) 932-1414 ext. 51109
khaworth@LCNB.com

X

Jim Hester

Director/ Vice President

Cell: (740) 505-8547
Office: (937) 704-9490
jhester@LCNB.com

X

Mark D. Kennard

Commercial Loan Officer/Vice President

Area of Coverage: Hunter, Middletown, Springboro

Cell: (513) 933-2354
Office: (513) 932-1414 ext. 51111
mkennard@LCNB.com

Kimberli R. Layer

Director/Vice President

Cell: (513) 612-8416
Office: (513) 932-1414
ext. 51106
kimlayer@LCNB.com

Scott E. Roman

Commercial Loan Officer/Vice President

Office: (937) 581-4998
sroman@LCNB.com

Chris Huffman

Director/Vice President

Office: (800) 344-2265 Ext: 51130
Cell: (513) 464-4659

X

Kimberli R. Layer

Director/Vice President

Cell: (513) 612-8416
Office: (513) 932-1414 ext. 51106
kimlayer@LCNB.com

X

Scott E. Roman

Commercial Loan Officer/Vice President

Area of Coverage: Eaton, Lewisburg, New Paris, West Alexandria, Barron Street, Brookville, Centerville

Office: (937) 581-4998
sroman@LCNB.com

X

Chris Huffman

Director/Vice President

Office: (800) 344-2265 Ext: 51130
Cell: (513) 464-4659

David A. Stitsinger

Commercial Loan Officer/Vice President

Cell: (513) 460-0825
Office: (513) 932-1414
ext. 51110
dstitsinger@LCNB.com

Tyler Tepe

Commercial Loan Officer/Vice President

Cell: (513) 612-8263
Office: (513) 932-1414
ext. 51701
ttepe@LCNB.com

Joe Glassco

Commercial Loan Officer/Vice President

Office: (614) 310-7200

Ext. 51144

X

David A. Stitsinger

Commercial Loan Officer/Vice President

Area of Coverage: Greater Cincinnati

Cell: (513) 460-0825
Office: (513) 932-1414 ext. 51110
dstitsinger@LCNB.com

X

Tyler Tepe

Commercial Loan Officer/Vice President

Area of Coverage: Lebanon, Roachester

Cell: (513) 612-8263
Office: (513) 932-1414 ext. 51701
ttepe@LCNB.com

X

Joe Glassco

Commercial Loan Officer/Vice President

Area of Coverage: Columbus

Office: (614) 310-7200 ext. 51144

Brad Cummings

Commercial Loan Officer/Vice President

Office: (937) 581-5352 

Christine Ruddy

Commercial Loan Officer/Vice President

Cell: (614) 704-4685
Office: (614) 310-7267
ext. 51141

Bill Holliday
Commercial Loan Officer/Vice President

Cell: (614) 230-4116
Office: (513) 932-1414
bholliday@LCNB.com 
X

Brad Cummings

Commercial Loan Officer/Vice President

Area of Coverage: Centerville

Office: (937) 581-5352 

X

Christine Ruddy

Commercial Loan Officer/Vice President

Area of Coverage: Columbus

Cell: (614) 704-4685
Office: (513) 932-1414 ext. 51141
cruddy@LCNB.com

X

Bill Holliday

Commercial Loan Officer/Vice President
Area of Coverage: Columbus

Cell: (614) 230-4116
Office: (513) 932-1414
bholliday@LCNB.com 

Tim Norris

Commercial Loan Officer/Vice President

Office: (614) 205-0634
ext. 51147

Danielle Picker

Commercial Loan Officer/Vice President

Office: (614) 310-7230

X

Tim Norris

Commercial Loan Officer/Vice President

Area of Coverage: Columbus

Office: (614) 205-0634
ext. 51147

X

Danielle Picker

Commercial Loan Officer/Vice President

Area of Coverage: Columbus

Office: (614) 310-7230

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LCNB National Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.