One of our primary roles as trust officers is to coordinate your planning and ensure that it is properly monitored and adjusted over time as laws and family dynamics change. Your planning should be unique to you and your circumstances and reflect your wishes. Here are some examples of our planning services:
- Help you prepare for important meetings with your advisors, such as attorneys, CPAs, and life insurance agents, by collecting required documentation and discussing your overall goals and objectives.
- Help you explore your options to preserve more of your hard-earned assets, minimize taxes, donate to charities, and reach your future financial goals.
- Help you assemble an advisor team, in addition to LCNB Wealth. We have a wide network of allied professionals who can help.
Providing the following documents, as applicable, to your trust officer, preferably at the beginning of our relationship, will help us provide the best services to you.
- Current will, trust agreements, durable powers of attorney and health care proxies.
- Last two years’ tax returns.
- Family tree and list of dependents.
- List of charitable interests and desires.
- Marriage license, prenuptial agreements, and divorce documents.
- Bank and loan account statements.
- Brokerage account statements, stock certificates, savings bonds, and annuity contracts.
- Social Security and pension statements.
- Real estate deeds and mortgage account statements.
- Safe deposit box information.
- Vehicle titles.
- Summaries of insurance policies: life, real estate, auto, and personal contents.
- List of digital accounts, digital assets, cryptocurrency, bitcoin, and NFT’s.
- List of personal property (furniture, antiques, cars, boats, art, jewelry items and collections, etc.)
- Professional advisor names: attorney, accountant, corporate fiduciary, insurance agent, and investment advisor.
We are here to help you, so please do not hesitate to contact your trust officer to learn more.