Welcome Home Program


LCNB Mortgage Services

Let us help get you home with the Welcome Home Program.

The Welcome Home Program provides qualified home buyers with a grant up to $20,000* for assistance towards the down payment, and/or closing costs of their new home.

The program opens March 3, 2025 for a limited time. Funds are available on a first-come, first-served basis and subject to availability and grant approval.  

Learn More +
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Current Mortgage Offershidden

Lender Credit for new LCNB checking customers

Save $200 off your closing costs when you open a new checking account with LCNB and use it to set up automatic mortgage payments.

Noble Servant Mortgage Credit

Police officers, firefighters, active military, veterans, and teachers earn a $500 credit on mortgage closing costs.

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*The Federal Home Loan Bank of Cincinnati (FHLB Cincinnati) offers grants of up to $20,000 for all homebuyers to assist with down payment and closing costs for income eligible homebuyers through the Welcome Home Program (WHP). Homebuyers must apply and qualify for a mortgage loan with one of our member financial institutions to utilize the grant. All FHLB Cincinnati grants are not guaranteed the FHLB or by LCNB National Bank and are subject to application and approval by the institution. Participating banking establishments are working with FHLB Cincinnati and are limited to set awarded amounts for this grant. Funds are available on a first-come, first-served basis and subject to availability and grant approval. LCNB National Bank NMLS# 403521. All loans are subject to credit approval.

LCNB National Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

LPL Financial Form CRS