Welcome,
Cincinnati Federal Customers!
Log into your Cincinnati Federal Account
Personal Online Banking + Business Online Banking +We’re Excited to
Welcome You to LCNB
On behalf of the entire team at LCNB National Bank, we want to extend our sincerest welcome to all of Cincinnati Federal’s customers as you join our LCNB family.
LCNB shares Cincinnati Federal’s commitment to providing exceptional personal service to our customers and supporting the communities we serve. As so many of you have grown with Cincinnati Federal and their friendly associates, we are pleased to share that many of them are staying with us as we combine our banks’ strengths, selection of products, and banking resources. These associates will continue to:
• Work for you, both at the branches, and behind the scenes
• Help you with your day-to-day banking
• Help service all your financial needs
As an LCNB National Bank customer, you now have access to 34 branches from Columbus to Northern Kentucky, a network of over 40,000+ MoneyPass® ATMs nationwide, and much more.
LCNB National Bank is excited to build a strong bond with you that provides more choices to support your financial journey — we can go Further Together.
Eric J. Meilstrup
President and CEO
LCNB National Bank
Key Dates & Numbers
November 9–11, 2023
We will mail you a new LCNB Debit Mastercard®, including instructions to activate your card.* If you have not received your new card by then, please reach out to our Client Care Team at 800-344-2265.
Now through December 8, 2023
Continue to access your account via Cincinnati Federal Online Banking and refer any account questions to Cincinnati Federal’s contact center, which you can reach at 513-598-2299.
December 8–11, 2023
Your Cincinnati Federal account(s) will convert to LCNB account(s). During this time, access to eBanking (formally known as Online/Mobile Banking) services will be unavailable. Debit card purchases can be made, but they will not be posted to your account until December 11-12, 2023.
December 11, 2023
Your existing Cincinnati Federal debit Mastercard will be deactivated. Please make sure you have activated your new LCNB debit Mastercard.*
If you use online banking, you will receive an email with instructions for accessing your accounts via LCNB eBanking.
*If you attempt to activate your card before December 11, you will encounter a failed attempt.
LCNB’s Routing Number: 042205708
Helpful Resources as You Transition to LCNB
FAQs
You can find answers to frequently asked questions about the conversion of your accounts here. If you don’t find the answers to your particular questions, please call us at 800-344-2265.
Important Phone Numbers
Call LCNB | 800-344-2265
Local Client Care Center
Mon. – Thurs.: 8:30 am – 5:00 pm
Fri.: 8:30 am – 6:00 pm
Sat.: 8:30 am – 1:00 pm
After-Hours Call Center
Sun.: 9:00 am – 5:00 pm
Mon. – Thurs.: 5:00 pm – 11:00 pm
Fri.: 6:00 pm – 11:00 pm
Sat.: 1:00 pm – 5:00 pm
Bankline Telephone Banking
888-786-5262
Report a Lost or Stolen Card
800-344-2265
Cardholder Services Card Activation
800-290-7893
Online and Mobile Banking
If you currently use Cincinnati Federal online banking, we will set you up with a new online profile for LCNB Online. Around December 8, 2023, you will get an email that includes login information and instructions.
Once you are enrolled in LCNB Online, you can download LCNB Mobile from your app store.*
*Mobile internet data and text message charges may apply. Please contact your mobile service provider for details. Subject to Online Banking Terms and Conditions.
How to Order Checks
You can continue using your current Cincinnati Federal check supply for your deposit account, even after your account has transferred to LCNB. When you need to order new personal or business checks, visit lcnb.com, select the Personal or Business tab at the top of the webpage, then follow the link under Checking. All new check orders made after November 1, 2023 will show LCNB’s name and routing number.

Conversion Guide
For detailed information about how your Cincinnati Federal accounts will be handled and what you can expect during the transition to LCNB, please review our Conversion Guide.

Conversion Guide
For detailed information about how your Cincinnati Federal accounts will be handled and what you can expect during the transition to LCNB, please review our Conversion Guide.
Committed to Your Financial Well—Being
As a true community bank, LCNB is proud to provide quality financial solutions, personalized service, and trusted guidance to help individuals, families, and businesses reach their goals.
Committed to Your Financial Well—Being
As a true community bank, LCNB is proud to provide quality financial solutions, personalized service, and trusted guidance to help individuals, families, and businesses reach their goals.

Locations & Hours
Together with Cincinnati Federal, LCNB is ready to serve you at 34 branches across Southwest Ohio, Central Ohio, and Northern Kentucky.
Locations & Hours
Together with Cincinnati Federal, LCNB is ready to serve you at 34 branches across Southwest Ohio, Central Ohio, and Northern Kentucky.
Find a Branch +
Contact an LCNB Banker
LCNB is here to help. Fill out the contact form below and an LCNB Banker will reach out to you.